Wednesday, April 19, 2023

“Best Apps to Save Money for Kids” (published 4-19-2023; article #405)

5/28/2021 photo, by Braňo on Unsplash. Free to use under the Unsplash License.


Howdy, y'all! Coined between the serious article of yesterday and the forthcoming seventh article in the Christian Evidences series, I have to write another funny little article!

This is the one hundred and first article on or including humor. (See the Humor topic section.) This Appalachian Irishman has to have a little fun!

Inspiration” for the Article

In the predawn this morning, after Mrs. Appalachian Irishman left for work, I had the TV on a local morning news station. (I glance and listen, with partial interest, while making my morning coffee.) I happened to catch a segment, titled “Best Apps to Save Money for Kids.” The newscaster seemed to enjoy “educating” any parents, who may have been watching.

Apparently, parents need to get “apps” for their young'uns, to help them figure out how to save and spend money. The assumption is that parents know how to manage money. These “apps” (software applications) even give little Johnny or little Sarah a debit card!

Of course, I was amazed! I laughed out loud and exclaimed to the unhearing TV, “What? Haven't y'all heard about piggy banks?” I had to write a funny article!

Search by “Best Apps to Save Money for Kids”

I assume that the local news station did an online search by the segment title, to find what they needed, to produce the segment. Using Norton Safe Search, I searched by “best apps to save money for kids.” I had to do it – just for some retirement fun!

Ignoring the seven advertisements that appeared first, the following are the top four websites that the search found, by listing order. This article -- in no manner whatsoever -- endorses any of the four websites. I didn't even bother to read the articles! I was just having some online fun.

The first to appear was “10 Best Money Apps For Kids and Parents,” on Esavings Blog, by Kari Cullen, 12/6/2017. By digging under “Contact,” I found “About Esavingsblog/Work With Me.” Apparently, Kari Cullen owns the website. She claims to be “a Ramsey Solutions Master Certified Financial Coach.” Interestingly, this article, over five years old, appeared first.

Next up was “Best Money Apps for Kids,” on Educational App Store (no author or date listed). The “About Us,” at the bottom left of the page, provides details about what the website does. Who owns the website? Your guess is as good as mine! Ownership is not listed.

Third up was “The 5 Best Allowance and Budgeting Apps for Kids,” on Parents, by Mia Taylor, updated 2/23/2022. This website is certainly more professional. The “About Us” section includes “Our Team” and “Contact Us.” It's easy enough to figure out who these folks are and what they do.

Last up was “17 Best Money Apps for Kids [Banking, Stock Investing + More],” on Young and the Invested, by Riley Adams, CPA, last modified 4/6/2023. The “About” section states clearly that Riley Adams, CPA, is the founder of Young and the Invested, and he provides information about himself and the purpose of his website.


What's wrong with all this? It's way too complicated! Why pick from up to seventeen different applications? Why write articles on the best applications? The simple is made complex.

Do parents know how to manage the household budget? I hope so. If they do, then why don't parents just give their young'uns a piggy bank and explain to them how to save and spend money? What comes in must always be more than what goes out! Young'uns need to see coins and paper money! They don't need debit cards!

As a “poly-tics” aside, maybe someone should write a software application for the federal “guvrmint,” called “The Best App to Save Money for the Government!” (See Debt to the Penny, on Fiscal Data, by the Department of the Treasury. As of yesterday, total national debt outstanding was $31,456,445,296,319.41 -- or $31.4 trillion and change).

I still have the little red piggy bank, which Mom and Dad gave me, when I was a child. It's in a wooden trunk. (I wish that I'd taken a photograph of it.) As a child, I learned how to make and spend money, by using that piggy bank. Mom and Dad couldn't afford to give me an allowance. I started earning money, by mowing the yard of a elderly neighbor, who lived a few miles away. A bicycle ride got me there and back. I earned five dollars, each time that I push mowed about an acre of yard.

Give those young'uns a piggy bank – not an “app!” What say you?

No comments: